• You can open an e-Term account with advantageous deposit interest rates, 24/7, without visiting a branch. 
• Upon renewal at maturity, your e-Term account will be linked with the current advantageous e-Term interest rates at that moment, not the current market interest rates. 
• In case you have at least one automatic payment order (regular payment order) linked to your account, your e-Term deposit with a maturity between 30-750 days will be renewed with additional interest rates special to our internet branch. 
• You can withdraw** or close your account before the maturity/term date. Your outstanding funds will remain on maturity and you will continue to receive interest on the remaining amount. 
• At maturity date (maturity day), you can deposit money into your e-Term accounts without going to the branch. For deposits made until 14 p.m. on business days, your account will mature on the same day, and for deposits made after 14 p.m. or on holidays, your account will mature on the next business day. 
• Whichever maturity your e-Term account was opened with, it will be automatically rolled over with the same maturity. 
• You can choose the branch to which your e-term account will be linked.
• For amounts of TRY 50,000, USD 10,000 AND EURO 10,000 and above, you can open an e-Term account with VakıfBank's current e-Term interest rates. 
• You can set the maturity of your e-Term account from 1 day to 750 days and benefit from flexible maturity options. 
• Your account opened until 14 p.m. on business days will mature on the same day. The maturity date for the accounts opened on weekends or public holidays without a time limit will begin on the next business day.
• If your account is opened until 14 p.m., interest will be charged on the same day, i.e. your account will be opened without a value date (except on holidays). 
• Based on the choice you make when opening an account, the interest you will earn from your e-Term account can be transferred to your demand deposit account at the end of the period or your account can be rolled over with the interest you will earn at the end of the period. 
• During the term of your first e-Term account of TRY 50,000 and above with a maturity of 365 days, you can participate in Treasury auctions up to 3 times your account without paying any commission. 
• The announced interest rates are gross interest rates. 

* This advantage is not valid for SME customers.
** Interest rates applied to demand deposit accounts are applied to the amount withdrawn from time deposit accounts before maturity.

*Campaign terms and interest rates may vary.