• Real persons who is/are citizen of Republic of Türkiye whose address abroad is registered in the address registration system as their place of residence,
• Real persons holding a Blue Card,
• Real persons is/are citizen of Republic of Türkiye who have a residence or work permit or right to reside or work abroad,
• Real persons who are foreign nationals and meet the conditions for opening accounts in banks can open a YUVAM Account for amounts in USD, EUR, GBP, and CHF currencies.

• Your potential earnings due to exchange rate differences at the maturity date of the account are compared with your deposit interest return. Additional return amount is added to the higher amount and reflected in your account.
• The real persons meeting the foreign resident requirement will be able to open accounts with foreign currency deposit accounts in USD/EUR/GBP/CHF and participation funds in foreign currency opened as of 22.07.2024 in exchange for a document certifying that they are transferred from abroad or received from foreign countries as foreign currency.
• You can open your account through our branches between 10 a.m. and 16.15 p.m.
• When converting from foreign currency to TRY, you can use the special conversion rate published by the CBRT at 10 am/11 am/12 pm/13 pm/13 pm/14 pm/15 pm.
• The most recent USD/EUR/GBP/CHF rate announced by the CBRT on the account opening date is taken as a basis.
• On the account maturity date, the exchange rate published by the Central Bank of the Republic of Turkey at 11 a.m. is taken into consideration.
• Where you close your account before maturity, the opening rate will be compared with the rate announced by the Central Bank of the Republic of Turkey at 11 a.m. on the date the account is closed. If the opening exchange rate is lower than the exchange rate on the account's closing date, no exchange rate difference payment will be made. If the account opening exchange rate is higher than the exchange rate on the account closing date, the exchange rate difference will be charged to your account.
• After the interest accrual at the end of the maturity, the account will be closed automatically and the balance will be transferred to the demand account.
• You can renew your account on the maturity date with the balance calculated in the currency converted at the beginning of the maturity date and the closing rate of the account (at 11 am).
• Withholding Tax (Tax Deduction) is applicable on the interest income earned at the rate specified in the legislation.
• During the maturity period, the account will be closed for withdrawals and deposits.

         For detailed information click here.

*Account opening will be made according to the first business day if the maturity (day) numbers specified in the table coincide with a holiday.